A&M Private Wealth Partners, LLC
Form CRS

Rev. March 2025

Introduction

A&M Private Wealth Partners, LLC (“AMPWP”) is registered with the Securities and Exchange Commission as an investment adviser. Brokerage and investment advisory services and fees differ, and it is important for the retail investor to understand the differences. Free and simple tools are available to research firms and financial professionals at https://www.investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.

What investment services and advice can you provide me?

We offer a variety of investment advisory services to retail investors, including investment and wealth management, financial planning and consulting, as well as family office services.

• When you engage our firm for investment and wealth management services, we will provide ongoing advice and monitoring of your investments. In your investment advisory agreement with us, you give us discretion to determine the investments to buy and sell in your account or to delegate investment management to a third-party asset manager. You also have the option to retain discretion and make the ultimate decision regarding the investments purchased or sold on your behalf. We generally require a minimum initial investment per household to open an account.
• Financial planning services are generally provided to clients who receive investment management and wealth management services but are also offered on a stand-alone basis. When providing financial planning services, we provide advice regarding your investment goals and objectives, balance sheet, tax planning, risk management, retirement, cash flow, and other investment planning needs. When you engage our firm for consulting services, we provide consultations on specific investments or financial concerns. Our financial planning and consulting services do not include monitoring of your investments, nor do we have discretion over investment decisions when providing these services.
• Our investment advice is not limited to proprietary products or a limited menu of products or types of investments.

You should carefully review our Form ADV Part 2A Brochure, which is available at https://adviserinfo.sec.gov/firm/summary/331478, for more detailed information about our services.

What fees will I pay?

• For investment management and wealth management services, we charge fees based on a percentage of assets under management. These fees are assessed quarterly in advance. You should be aware that the more assets there are in your account, the more you will pay in fees. This means we have an incentive to encourage you to increase the assets in your account. Our advisory fees do not include transaction costs and fees for brokerage, clearing and custodial services, which are charged separately by the broker-dealer or custodian. If a third-party asset manager is
  used to manage all or a portion of your account, the manager’s fees will be charged in addition to our advisory fee.
• For clients who engage us for stand-alone financial planning and consulting services, we charge a flat fee based on the complexity of your needs. We may charge a retainer prior to beginning services and invoice you the remaining fee upon completion of services; however, never more than six (6) months in advance. When you pay us a fixed fee, it will not include fees for implementing any advice or recommendations made. This means we have an incentive to recommend additional advisory services to you for which we earn additional fees.
• In addition to our fees, you will incur additional third-party fees and costs related to the investments in your account, such as third-party manager fees, transaction fees, custodian fees, account maintenance fees, wire transfer Please ask us the following questions to better understand our services: Given my financial situation, should I choose an investment advisory service? Why or why not? How will you choose investments to recommend to me? What is your relevant experience, including your licenses, education, and other qualifications? What do these qualifications mean? fees, management fees of registered investment companies and private funds, redemption fees, and other product related fees.

You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying. It is important that you carefully review our Form ADV Part 2A Brochure, which is available at https://adviserinfo.sec.gov/firm/summary/331478, for additional information about our fees.

What are your legal obligations to me when acting as my investment adviser? How else does
your firm make money and what conflicts of interest do you have?

When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interest. You should understand and ask us about these conflicts because they can affect the investment advice that we provide you. Here are some examples to help you understand what this means:

• A broker-dealer or custodian recommended by us generally provides us with access to electronic systems that assist us in managing your account, as well as research, software, other technology, and discounts for products and services offered by third-party service providers. These economic benefits give our firm an incentive to recommend such a broker-dealer or custodian over other broker-dealers and custodians that do not provide similar benefits.
• AMPWP may refer clients and others to its affiliates for services not provided by AMPWP and may receive a referral fee from its affiliate. Such compensation creates an incentive for us to refer clients to our affiliate, which is a conflict of interest. In these instances, the referral fee received by AMPWP will not change the fees that you pay AMPWP for its services.

You should carefully review our Form ADV Part 2A Brochure, which is available at https://adviserinfo.sec.gov/firm/summary/331478, for more detailed information about our conflicts of interest.

How do your financial professionals make money?

Our financial professionals receive a set salary and a percentage of the advisory fees you pay. They can also receive a discretionary bonus based on the success of the firm, their individual performance and/or the amount of business they refer to our firm. Individuals who are owners will also receive ownership distributions from any profits of the firm. This is a conflict of interest because our financial professionals have an incentive to encourage you to increase the assets in your account.

Do you or your financial professionals have legal or disciplinary history?

No, please visit https://www.investor.gov/CRS for a free and simple search tool to research our firm and your financial professional.

Additional Information

You can find additional information about our investment advisory services in our Form ADV Part 2A Brochure, which is available at https://adviserinfo.sec.gov/firm/summary/331478. You can request up-to-date information and a copy of our relationship summary by contacting us at (561) 268-0900.

Exhibit to Amended Form CRS for A&M Private Wealth Partners, LLC: Summary of Material Changes

This is a Summary of Material Changes to our Form CRS, which describes the material changes since our Form
CRS was originally filed on May 15, 2024. Changes to our Form CRS include the following:

• The firm’s phone number was changed to (561) 268-0900.
• AMPWP may refer clients and others to its affiliates for services not provided by AMPWP and may receive
  a referral fee from its affiliate. Such compensation creates an incentive for us to refer clients to our affiliate,
  which is a conflict of interest. In these instances, the referral fee received by AMPWP will not change the
  fees that you pay AMPWP for its services.